Choose Your Path to Europe

^*Offer Details for British Airways

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

75,000 Bonus Avios After You Spend $5,000 On Purchases In The First 3 Months From Account Opening:
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus Avios to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Avios:
Rewards Program Agreement: For more information about the British Airways card rewards program, view the latest Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.
How you can earn Avios points: You’ll earn Avios points on purchases of products and services, minus returns or refunds, made with a British Airways credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn Avios points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5 Avios points per $1 spent on gas, grocery store and dining purchases until the earlier of the end of your first year or first $10,000 spent: You’ll earn 5 Avios points total for each $1 spent on purchases made at gas stations, grocery stores and on dining within your first 12 months from account opening, or until you reach $10,000 in purchases, whichever occurs first. This is an additional 4 Avios points on top of the 1 Avios point earned for each $1 spent you earn on those purchases in the program. The additional Avios points will appear on your billing statement in a separate line from the base Avios points you earn. After that, you’ll earn 3 Avios points: You’ll earn 3 Avios points for each $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL. 2 Avios points: You’ll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel. 1 Avios point: You’ll earn 1 Avios point for each $1 spent on all other purchases. Information about earning/transferring Avios points to British Airways: Avios points earned during a billing cycle will be automatically transferred to British Airways after the end of each billing cycle. You must have a U.S. address listed on your British Airways Executive Club profile to earn Avios points in the British Airways card rewards program. Avios points expiration: Avios points will expire according to the British Airways Executive Club program terms and conditions which include maintaining Executive Club program activity for 36 consecutive months. Losing Avios points: You’ll immediately lose all Avios points that haven’t been transferred to British Airways if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

10% Discount
Valid only for new bookings made by US resident Executive Club Members paying in USD with their valid British Airways Visa card issued by JPMorgan Chase Bank, N.A. Member FDIC, for travel on flights operated by British Airways from the US to London and beyond. Cardmember must travel for booking to qualify for 10% discount. Eligible Cardmembers must log in at www.ba.com/Chase10 and enter the promotion code CHASEBA10 into the marked box on the Price Quote page. 10% discount will appear on the final payment page. Customer booking process is as follows, customer selects flight. Customer will be asked if they have a ‘promotion code or evoucher’. Once customer enters code the customer’s discount will then be applied.

Offer is non-transferable and cannot be combined with any other offer. To be eligible for this discount offer, Cardmember account must be open and not in default at the time of booking purchase. Discount is valid on the total roundtrip or one-way purchase price, including taxes, fees and carrier charges, on mainline flights operated by British Airways. Discount is not valid for flights on code share or franchise carriers. 10% discount on British Airways flights is valid for flight purchase only and does not apply to excess baggage fees, seat assignment fees, purchasing Avios for rewards or rewards fees or any non-air purchases such as hotel or car rental. Roundtrip open jaw bookings are treated as round-trip purchases eligible for only one discount. An example of an open jaw booking is outbound JFK to LON and return PAR to JFK. All rules of purchased fare apply, including advance purchase, minimum stay, weekend-add-ons, and cancellation/refund rules. Other travel related restrictions may apply. Fares not purchased at www.ba.com/Chase10 do not qualify for discount. Discount applies for up to seven passengers in addition to the Cardmember booked on exactly the same British Airways operated flights. Refunds from previously purchased fare types not permitted. British Airways may withdraw this promotion at any time at its discretion and reserves right to cancel bookings made not in accordance with these Terms and Conditions.

British Airways standard booking Terms and Conditions including amendment and cancellation charges apply. Bookings via a British Airways call center will incur a $25 per person processing fee. Discount promotion code CHASEBA10 must be quoted at time of booking. All travel is subject to availability. Other significant restrictions may apply. Visit ba.com for full Terms and Conditions of fare rules. JPMorgan Chase Bank, N.A. is not responsible for the provision of or failure to provide the stated benefits and services.

Travel Together Ticket
Subject to availability. Taxes, fees, and carrier charges apply. British Airways Executive Club terms and conditions apply. Cardmember must make $30,000 in purchases in a single calendar year on their British Airways Visa Card to receive a Travel Together Ticket. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. The Travel Together Ticket will be in the form of a voucher that can be redeemed by Cardmember for a companion ticket or a 50% discount on the Avios redemption cost when travelling solo. The voucher is valid for a reward flight on flights listed in the Executive Club Redemption Table taken within 2 years from the date of issue. Cardmember is eligible for only one voucher each calendar year. Your Travel Together Ticket will be issued at the end of the billing cycle that you reach $30,000 in purchases. You will receive the voucher in your British Airways Executive Club account 4-6 weeks after the billing cycle your Travel Together Ticket is issued, and you will not be eligible for another voucher until the next calendar year. Once your Travel Together Ticket is issued, credits to your British Airways credit card account will not cause forfeiture of your Travel Together Ticket. All vouchers will be issued in the name of the main Cardmember who must travel on any booking where the voucher is used. The voucher cannot be used in conjunction with any other promotion and is only valid if it has been acquired in accordance with the rules of this promotion. The voucher is not extendable, transferable and has no cash or Avios value. Companion must travel with the Cardmember on both the outbound and inbound journey and be booked at the same time for both directions and in the same travel class. The Chase Travel Together Ticket can only be used for travel on reward flights listed in the Executive Club Redemption table. Additional restrictions apply. Visit ba.com/TravelTogetherTicket for more information.

Reward Flight Statement Credit

a. Chase Cardmembers will receive a statement credit of up to $200 US per booking for taxes, fees and charges paid in full using their British Airways credit card (“Card”) when redeeming Avios for a reward flight on British Airways. The statement credit will post to the Cardmember’s credit card account within 45 days of the eligible booking being ticketed and payment received and will appear on the Cardmember’s monthly credit card billing statement within 1-2 billing cycles. Cardmembers are responsible for payment of all charges until the statement credit posts to their account. Account must be open and not in default at the time the statement credit is posted to Cardmember’s account. The statement credit will be applied at a booking level (i.e., not per ticket) and be subject to these terms and conditions.

b. Cardmembers will receive a $100 statement credit per reward flight booking in economy (World Traveller) or premium economy (World Traveller Plus); or a $200 statement credit for all other reward flight bookings in business (Club World) and First.

c. Cardmembers will be eligible to receive no more than three (3) statement credits for three (3) individual bookings in any single calendar year, up to $600 in statement credits per calendar year.

d. The booking must be for a transatlantic international travel itinerary redeemed from Cardmember’s Executive Club account with the transatlantic portion departing from the United States solely on aircraft operated by British Airways. The booking may include a connecting flight on a code share partner for the non-transatlantic portion of the itinerary.

e. If the reward flight booking is cancelled, Chase reserves the right to reverse the statement credit on the Cardmember’s credit card account.

f. Chase and/or British Airways reserve the right to modify or cancel this offer at any time and without notice.

Chase is only responsible for receiving information from British Airways in order to post the statement credit to your credit card account, and is not responsible for the provision of or failure to provide the rest of the stated benefits and services.

Redeem Avios
Avios can be redeemed for reward flights on British Airways and its airline partners to over 900 destinations worldwide. Airline partners include Alaska Airlines, American Airlines^®, Aer Lingus, Cathay Pacific, Finnair, Iberia, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, Royal Air Maroc, and S7 Airlines. Existing Executive Club members will be prompted to enter their Executive Club number. If you are not already an Executive Club member please visit ba.com in order to enroll. Avios will be deposited in your Executive Club account within 4-6 weeks. Redemption of Avios for travel is solely the responsibility of British Airways.

Paying with Avios
British Airways Visa Signature cardmembers can pay for the taxes, fees and carrier charges for flights using Avios. Cardmembers must make their reward booking via the British Airways Executive Club Contact Centre using the dedicated phone number found in the credit card welcome materials and on the back of the credit card. Avios can be used to reduce the cash price of taxes, fees and carrier charges on the reward booking down to a minimum of $5 USD. This $5 USD payment (or any other amount paid) must be paid by using the British Airways Visa Signature card issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer not available on ba.com or via any other booking channel. Reward flights and cabin upgrades are subject to availability. Cash price of taxes, fees and carrier charges are approximately $682-$1,250 per adult in economy (World Traveller) or $1,250 in business (Club World) based on travel between Seattle and London. Avios prices for taxes, fees and carrier charges will be quoted by the British Airways Executive Club Contact Centre representative at time of redemption booking.

Avios Don’t Expire Program Requirements
Your Avios will not expire as long as you remain an active member in the Executive Club Program. You remain active by doing one or more of the following during any 36-month period: (a) have an eligible flight; (b) earn Avios by using a British Airways Visa Signature Credit Card for purchases (note that paying the credit card annual membership fee is not considered purchase activity); or (c) otherwise earn Avios in accordance with the Executive Club Program terms and conditions. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn Avios: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. If you do not remain an active member, then Executive Club reserves the right, in its sole discretion, to close your Executive Club account without notice to you. In the event your British Airways Executive Club account is closed, all unredeemed Avios in your Executive Club account will be forfeited.

Taxes and Fees
At time of publication, all reward flights and travel together tickets are subject to taxes, fees and carrier charges. For a peak, return flight from Los Angeles to London, these can amount to $651.33 in economy and $1,984.57 in business class. Subject to change.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

EXECUTIVE CLUB PROGRAMME
You must be a member of the British Airways Executive Club programme. If you are not already a Member, you will be enrolled automatically if you are approved for the British Airways Visa. Avios accumulated through the British Airways Visa card will be transferred to your Executive Club account; however, Avios reported on your monthly statement from Chase may not post into your Executive Club account if you change your Executive Club address to one outside of the US. Avios earned with the British Airways Visa card will not be credited toward Executive Club tier level progression or retention. For rules and regulations of the Executive Club, please visit ba.com. Redemption of Avios for travel is solely the responsibility of British Airways.
British Airways, Alaska Airlines, American Airlines^®, Aer Lingus, Cathay Pacific, Finnair, Iberia, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, Royal Air Maroc, and S7 Airlines are trademarks of their respective companies.

British Airways credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

^*Offer Details for Iberia

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

75,000 Bonus Avios After You Spend $5,000 On Purchases In The First 3 Months From Account Opening:
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus Avios to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Avios:
Rewards Program Agreement: For more information about the Iberia card rewards program, view the latest Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.
How you can earn Avios points: You’ll earn Avios points on purchases of products and services, minus returns or refunds, made with an Iberia credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count as a purchase and won’t earn Avios points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5 Avios points per $1 spent on gas, grocery store and dining purchases until the earlier of the end of your first year or first $10,000 spent: You’ll earn 5 Avios points total for each $1 spent on purchases made at gas stations, grocery stores and on dining within your first 12 months from account opening, or until you reach $10,000 in purchases, whichever occurs first. This is an additional 4 Avios points on top of the 1 Avios point earned for each $1 spent you earn on those purchases in the program. The additional Avios points will appear on your billing statement in a separate line from the base Avios points you earn. After that, you’ll earn 3 Avios points: You’ll earn 3 Avios points for each $1 spent on flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus. 2 Avios points: You’ll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel. 1 Avios point: You’ll earn 1 Avios point for each $1 spent on all other purchases. Information about earning/transferring Avios points to Iberia: Avios points earned during a billing cycle will be automatically transferred to Iberia after the end of each billing cycle. Avios points expiration: Avios points will expire according to the Iberia Plus Program Terms and Conditions which include maintaining Iberia Plus program activity for 36 consecutive months. Losing Avios points: You’ll immediately lose all Avios points that haven’t been transferred to Iberia if your Iberia credit card account status changes, or your Iberia credit card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

10% Discount
Valid only for new flight bookings with a valid Iberia Visa card issued by Chase, for travel commencing on Iberia from any destination. Discount is valid on the flight fare only and taxes, fees and carrier charges are excluded from the discount, on mainline flights operated by Iberia. Cardmember must travel to qualify for the 10% discount. To take part in this promotion, eligible participants must log in at iberia.com/Chase10 to make a roundtrip booking. Offer is non-transferable and available on Iberia flights only, not valid for discounts or with any other promotions, unless otherwise stated. To be eligible for this bonus offer, account must be open and not in default at the time of fulfilment. 10% discount will appear on the availability page. Discount is not valid for flights on code share or franchise carriers. 10% discount on Iberia flights is valid for flight purchase only and does not apply to excess baggage fees, seat assignment fees, purchasing Avios for rewards or rewards fees. Roundtrip bookings are eligible for only one discount. All rules of purchased fare apply, including advance purchase, minimum stay, weekend-add-ons, and cancellation/refund rules. Other travel related restrictions may apply. Fares not purchased at iberia.com/Chase10 do not qualify for discount. Discount applies for up to nine passengers booked on the same Iberia flight at the same time. Refunds from previously purchased fare types not permitted. Iberia standard booking terms and conditions including amendment and cancellation charges apply. All travel is subject to availability. Other significant restrictions may apply. Visit iberia.com/Chase10 for full terms and conditions of fare rules. Offer is not from Chase. JPMorgan Chase Bank, N.A. is not responsible for the provision of or failure to provide the stated benefits and services.

$1,000 Discount Voucher
Subject to Iberia flight availability. Taxes and fees apply to the full value of the ticket, including the $1,000 discount voucher. Iberia Plus terms and conditions apply. Cardmember must make $30,000 in purchases in a single calendar year on their Iberia Visa Card to receive a $1,000 discount voucher. Purchase transactions must post to your billing statement on or before December 31 of the calendar year in order to qualify for the $30,000 spend. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn Avios: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. The discount voucher will be in the form of a code that can be applied by a Cardmember for a discount of $1,000 when purchasing two tickets, for the same flights in the same class of travel. Cardmember is eligible for only one discount voucher each calendar year. The discount voucher will be issued after the billing cycle when Cardmember reaches $30,000 in purchases. Cardmember will receive a discount voucher email from Iberia 4-6 weeks later, and will not be eligible for another discount voucher until the next calendar year. The discount voucher email from Iberia will include a discount voucher code that must be redeemed online at www.iberia.com/Chase10. Once the discount voucher is issued, credits to the Iberia credit card account will not cause forfeiture of the discount voucher. The discount voucher is valid in conjunction with the Cardmember’s paid two same flights on Iberia taken within 12 months of the date of issue. All discount vouchers will be issued in the name of the primary Cardmember who must travel on any booking where the discount voucher is used. The discount voucher is only valid if it has been acquired in accordance with the rules of this promotion. The discount voucher is not extendable, transferable and has no cash or Avios value. Companion must travel with the Cardmember on both the outbound and inbound journey and be booked at the same time for both directions. Discount vouchers may only be used for flights which are operated by Iberia. The discount voucher is not valid for flights operated by franchise, codeshare or alliance airlines. Additional restrictions may apply. Please visit iberia.com/Chase10 for full terms and conditions. This offer is not from Chase, and JPMorgan Chase Bank, N.A. is not responsible for the provision of or failure to provide the stated benefits and services.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

IBERIA PLUS PROGRAM
You must be a member of the Iberia Plus program. If you are not already a Member, you will be enrolled automatically if you are approved for the Iberia Visa card. Avios accumulated through the Iberia Visa card will be transferred to your Iberia Plus account; however, Avios reported on your monthly statement from Chase may not post into your Iberia Plus account if you change your Iberia Plus address to one outside of the US. Avios earned with the Iberia Visa card will not be credited toward Iberia Plus tier level progression or retention. For rules and regulations of the Iberia Plus program, please visit iberia.com. Redemption of Avios for travel is solely the responsibility of Iberia.

British Airways, Alaska Airlines, American Airlines^®, Aer Lingus, Cathay Pacific, Finnair, Iberia, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, Royal Air Maroc, and S7 Airlines are trademarks of their respective companies.

Iberia credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.