SavorOne Rewards from Capital One

Earn unlimited 3% cash back on dining, entertainment, popular streaming services & at grocery stores 1  

$0 annual fee

Earn $200

Low intro APR

Earn 5%

Earn 3%

Earn 1%

Explore Capital One credit card benefits. 5

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Complimentary Concierge Service

Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.*

Shop With Your Rewards

Now you can pay for Amazon.com purchases using your Capital One rewards. Learn more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

50% off Handcrafted Beverages

Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.**

Smart booking with Capital One Travel
Get our best prices on travel, guaranteed 6

Want 4% cash back on dining, popular streaming services, and entertainment?

(We don't blame you.)

The frequently asked, answered

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Customer Reviews
  • 5 Star
    80%
  • 4 Star
    12%
  • 3 Star
    4%
  • 2 Star
    1%
  • 1 Star
    2%
4.7
based on 1827 reviews
93 %
of reviewers recommend SavorOne Rewards
4.7
based on 1827 reviews
93 %
of reviewers recommend SavorOne Rewards
  • 5 Star
    80%
  • 4 Star
    12%
  • 3 Star
    4%
  • 2 Star
    1%
  • 1 Star
    2%
Yes, I recommend this product

My Capital One card

Chriscorp - 6 days ago

Working for me and very happy with the service I get

Yes, I recommend this product
Yes, I recommend this product

Excellent service and protection

Nermal23 - 6 days ago

I have really enjoyed using my card. The only thing that I don't like about my card is that I cannot do any type of out of country purchases. There are times when I need to purchase items and unfortunately I can not purc...

Yes, I recommend this product
Yes, I recommend this product

What my card means to me

Robin69 - 6 days ago

My savorone card is my favorite card for the purchase I need

Yes, I recommend this product
Yes, I recommend this product

Love it

caresan - 6 days ago

It works and I love having a card that I can get into easily to make a payment.

Yes, I recommend this product
Yes, I recommend this product

My go to dine out card

CrawleyATL - 6 days ago

I love getting points back when I'm out dining and entertaining.

Yes, I recommend this product
Yes, I recommend this product

Best card I use!

My Capital Card - 6 days ago

Fast response for my purchases. Great website options.

Yes, I recommend this product
Yes, I recommend this product

A Great Credit Card

LadyRed - February 24, 2024

Savor One credit card is a great card to have. If you spend a lot on groceries, dining out, traveling and entertainment, then you need this card. I have used this card out of the country with no problems. I was not charg...

Yes, I recommend this product

Low Credit Limit

JBO62 - February 24, 2024

Not happy with Capital One! I had an auto loan with them years ago that was paid off, in good standing. So when I thought about getting a cc, I thought of them. They gave me the LOWEST available credit limit out of al...

Yes, I recommend this product

Enjoy the Features

G1985 - February 24, 2024

My Savor is good because I can get good rewards and was easy to use on trips

Yes, I recommend this product
Yes, I recommend this product

Interest rate too high

Bob2024 - February 23, 2024

Interest rate too high, too high should be lower, lower

Yes, I recommend this product