Spark 2X Miles

Credit Level: Excellent
Earn unlimited 2X miles on every purchase. Plus, earn a 50,000 miles bonus when you spend $4,500 in the first 3 months.
  • 2X
    Unlimited Rewards

    Earn unlimited 2X miles on every purchase for your business, plus 5X on hotels and rental cars booked through Capital One Travel.

  • 50,000
    Miles Bonus

    Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months of account opening. 1

  • 26.24%
    Purchase Rate

    26.24% variable APR with your Spark 2X Miles card.


  • Travel Credit

    This card is great for businesses that want up to $100 credit for Global Entry or TSA PreCheck®. 2
  • Redeem Your Way

    Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of 15+ travel partners. 3
  • $0 Intro Annual Fee

    Enjoy a $0 intro annual fee for the first year, then $95 after.

Rewards Calculator

Slide to your monthly spend to see how much you could earn 4
See how much your business can earn 4
See how much you could earn based on your monthly spending 4
$0
$0$500,000
Monthly Spending
=
Your business could earn:
miles rewards annually

BENEFITS OF SPARK 2X MILES 5 6

Application Requirements

What you should know before you apply

10 MINUTE APPLICATION

It takes about 10 minutes to apply and you'll get a decision in seconds.

BUSINESS OWNER INFORMATION

You'll need to know legal names, addresses and SSNs for all business owners.

BUSINESS INFORMATION

Gather your legal business name, address and business tax ID number (TIN). 

More Business Cards

Venture X Business product image

Venture X Business

Unlimited 2X miles on every purchase.
Spark 2% Cash Plus product image

Spark 2% Cash Plus

Unlimited 2% cash back with spend capacity that adapts to your business.
Customer Reviews
  • 5 Star
    76%
  • 4 Star
    13%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 717 reviews
88 %
of reviewers recommend Spark 2X Miles
4.5
based on 717 reviews
88 %
of reviewers recommend Spark 2X Miles
  • 5 Star
    76%
  • 4 Star
    13%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
Yes, I recommend this product

Fly Away

Dan F, Spokane Valley, WA - March 9, 2021

Great card, great benefits, use it daily for business

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product
Yes, I recommend this product

Overall great card

Childplease, Boston, ma - February 9, 2021

My Capital One card is great for me because now I get rewarded for every purchase I make when using it for my business. Capital One has been amazing and responsive whenever I call them with questions or concerns.

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product
Yes, I recommend this product

Great features

Will_ID, Idaho Falls, ID - February 9, 2021

Great card. Accepted everywhere and payments free up available balance immediately. I max out and pay the card off monthly.

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product
Yes, I recommend this product

Great rewards

karlie764, Kansas City, MO - January 12, 2021

My CapOne Spark Miles is a great business card for the perks we receive based on what we spend.

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product
Yes, I recommend this product

High interest rate

Fans, New York - December 10, 2020

Called to reduce my interest rate during The pandemic and I was told they weren’t able to reduce my rates at this time. Even though my business was affected. Great card overall

Online Experience: 5.0
Customer Service: 4.0
Yes, I recommend this product
Yes, I recommend this product

Constantly keeping updated on my charges

Team edwards, Kane City - December 8, 2020

Constantly keeping updated on my charges is so extremely helpful!! By making sure no one is hacked your account or being able to monitor your spending keep me on the right track!!

Online Experience: 5.0
Customer Service: 4.0
Yes, I recommend this product
Yes, I recommend this product

Best card out there

joseyman1, Dallas - December 8, 2020

My capital One Sparks card does everything I need it to do. My business charges go through effortlessly, even when being used at different location around the US and Europe. My favorite aspect of the Sparks card is the f...

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product

They Reduced My Credit Limit

egywallstpro, New York, NY - November 25, 2020

they reduced my credit limit because I haven't used the card often and I didn't think that was right even though my credit limit has increased over the same course of time.

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product

Great card, nice rewards

Smarty1, Chicago, IL - November 17, 2020

My Capital One card works great for me as it's easy to pay all my suppliers, labs and services and find my expenses for the month in one place.

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product
Yes, I recommend this product

Great support

Stez, Newtown, PA - November 17, 2020

I appreciate email notices on card activity. Very helpful.

Online Experience: 5.0
Customer Service: 5.0
Yes, I recommend this product